Phishing is defined by Wikipedia as the fraudulent attempt to access sensitive information such as credit card details and account passwords by disguising as a trustworthy entity in an electronic communication. Its name was derived from fishing, its homophone, as a result of the similarity of using a bait to catch a victim.
Types of Phishing:
- Credit-card phishing scams: You probably receive occasional emails from your credit-card company. Phishers bank on you not noticing before it's too late. Most messages that you probably receive from your company are friendly reminders, news and promotion. You should care to suspect if an email that was supposedly sent by your company has a high level of urgency: That's a red flag; you might be in a big trouble.
- Clone Phishing can be quite dangerous. It entails replicating a particularly legitimate e-mail for malicious purposes. The addresses are particularly crooked.
-Spoofed website: It is very easy to replicate your company's website. If you visit the website very often, you can be easily fooled. They play on your carelessness/casualness to get you to enter personal and sensitive information.
-Clicking on links in spoofed emails can also get you into a fry-pan. They can get you into a spoofed website; these links might also act as a token to get access to information in your social media account
Voice Phishing (Vishing)
You might receive a call from a number; they will employ some techniques in imposter scamming, claiming to be from your bank or a trusted and sensitive entity. It might be a robocall or even someone claiming to be a customer service agent or representative. Contact your bank for the list of their service numbers; their protocols and practices. Make sure not to release or disclose to them sensitive information.
Common Features of phishing emails:
1-Unknown or Unusual sender: Hackers and thieves might use a strange and unusual email address. Addresses of acquaintances that have never contacted you before or those of your friends. Someone might just send you an email, claiming to be from your bank. You should easily
2- They are too good to be true. Many Phishing attacks are kick-started by trying to arouse you with offers that are exorbitant. An example can be the offer of an excessively cheap commodity which is not supposed or likely to be cheap. Do not be deceived.
3- A high level/degree of urgency: When someone approaches you and makes a request that has a high level of urgency. Do care to suspect. That's a red flag.
4- Unrealistic threats: Just like No. 3, threats have a high level of urgency. It's a very common feature of phishing emails. You shouldn't be that off-minded when you notice anything weird.